Chat with anyone and send money instantly

KLAT-32 brings messaging and payments together so you can send money, chat with friends, and do business with ease.

@amalisa.lumes

Wallet Transfer

@amalisa.lumes

₦5,000

12:45 PM
@dapo_k

Payment Received

@dapo_k

₦13,000

10:22 AM
Supermart

Market Purchase

Supermart

₦4,500

09:45 AM
cloudcloudcloud

Made for Everyday and Business Use

Whether you’re sending a quick transfer or running a business, KLAT-32 makes it easy to get paid

app store

Chat, Call, and Video Call

Message friends, call your customers or start a video chat without switching apps.

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Chat
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Search chat...

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Josiah Zayner

9.56 AM

Hi there!

How are you today?

profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

app store

Payment in Chat

Send and receive money right inside your conversations. Whether it's a friend or a merchant

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Josiah Zayner

9.56 AM

Hi there!

How are you today?

profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

app store

The Smart Way to Manage Your Balance

Your KLAT balance works just like your wallet, but smarter. You can view your funds, send money to any Nigerian bank, or accept payments using your personal QR code.

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9:41
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Wallet

Available Balance

₦124,420.50

You gained ₦420.00 this week

app store
Join the Future of Social Commerce

Klat Business makes it simple, secure, and scalable.

Klat Business is built for entrepreneurs, small businesses, and growing brands who want to sell, chat, and get paid — all in one place.

  • check
    Receive Payments from Customers Instantly
  • check
    Daily Business Account Access
  • check
    Automated Receipts, Inventory, and Client Messaging
  • check
    List Your Products & Services for Instant Orders
  • check
    API & Business Integrations – Tailored for growth
  • check
    Manage Customers, Vendors, and Team Communication
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9:41
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Marketplace

Wireless Bluetooth Earbuds
Wireless Bluetooth Earbuds
In Stock
High-quality wireless earbuds with noise cancellation.
₦15,000
Bluetooth Speaker
Bluetooth Speaker
Out Stock
A portable Bluetooth speaker with deep bass.
₦12,000
USB-C Cable
USB-C Cable
In Stock
Fast charging USB-C cable.
₦3,000
Smartphone Stand
Smartphone Stand
In Stock
Adjustable stand for smartphones and tablets.
₦5,000
How it works

Send and receive money without ever leaving your conversation

No switching apps or copying account numbers. Just chat, tap, and pay. KLAT-32 keeps payments flowing inside every conversation.

1

Fast and Secure Transaction

2

Free Peer-2-Peer Transfers

3

Unified Messaging & Payment

4

Real Time Notification

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9:41
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wifi
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profile
Chat
edit store

Search chat...

setting store
Unread – 2
profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

Others
profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

Everything in One Seamless Space

You can voice or video call, chat about a product, and complete a payment all in one smooth, beautifully designed interface.

Showcase Your Business
Showcase Your Business.
Chat with Customers. Sell Smart.
Chat About It
We accept bank transfers, card payments, and in-app wallet transfers
Great!
I’ll send a product catalog you might be interested in
12:08
See It. Chat About It.
Buy Instantly.
Preview the product, ask questions, and close the deal — all in one seamless chat.
Wallet Transfer
@amalisa.lumes

Wallet Transfer

@amalisa.lumes

₦5,000

12:45 PM
@dapo_k

Payment Received

@dapo_k

₦13,000

10:22 AM
Supermart

Market Purchase

Supermart

₦4,500

09:45 AM
Scan to pay
Scan to pay
Video Call

Built for Everyone. Designed Around You.

Whether you're running a business or handling personal payments, KLAT-32 gives you the tools to transact smarter, faster, and with more freedom.

app store

For Businesses

Showcase your products, accept seamless payments, manage customers, and grow your brand — all in one smart chat-first platform.

phone
9:41
signal
wifi
battery
profile
Chat
edit store

Search chat...

setting store
Unread – 2
profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

profile

Josiah Zayner

9.56 AM

Hi there!

How are you today?

cloudcloud
app store

For Individuals

Send money, shop smart, split bills, and pay with ease — chat your way through everyday payments with KLAT-32.

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